Thread: New Defender, Which options?

Only other thought for what to add for Fraser would be recovery towing points.

1) So you can pull other's out.
2) So you can be pulled out should you get stuck due to inexperience (not due to the car).

Compressor to re-inflate tires

r

Originally Posted by juddy

What are you paying monthly for the novated lease??? just wondering as we were looking into again, however be very carefull you dont come out before the end of the lease, we were very much miss sold the pakage, and no one ever talked to us of the pros and cons, we ended up getting out of a lease after 18 months and i worked out it would have been alot cheaper, to have had a bank loan, and taken into consideration the servicing fuel insurance, in that time, it cost more to get rid than it would have costed after 5 years.

Hmm....not sure how one can be miss sold a lease or as to what the pro's and con's are unless the person has never had finance before. Also I would tend to disagree that a bank loan would have been cheaper...assuming you are talking a personal loan.

Quite simply the pro's of a lease is that you can build a residual into the deal...ideally ensuring that the residual is low so the debt is going to ideally be less than what the car will be worth at the designated term. There really isn't a con per se bar the fact that with any finance agreement...if you go to pay it out early into the contract...you are going to get stung...thats a given. Reason being is that you are only paying interest....no principal until you are well into the contract.

The funder has designated a stream of income from that lease over a set period, so if you payout early you will need to repay principal plus a proportion on the interest that would have been incurred. This would be no different to a bank loan. Only the structure is different as general funding for consumers for vehicles are Personal Loans bar one or 2 funders I use ( Im a finance broker) where residuals can be built into the deal for a consumer loan.

If anyone wants further information...especially from a business perspective the differences between Leases/Chattel and CHP, let me know and I can email you a fact sheet on them all,

Regards

Stevo

Anything that is fitted by the dealer when you buy the car new is covered under your insurance.

If anything happens a few years down the track, all the accessories you fitted after you bought it will not be covered for replacement.

Originally Posted by patclan

Come now share

Numpty cut me a cracker deal on his genuine towbar, cos he needed a Hayman Reece version with his long range tank. It was undoubtedly the best value genuine accessory I got.

Originally Posted by black betty

Anything that is fitted by the dealer when you buy the car new is covered under your insurance.

You have 3 months to add genuine accessories and still be covered under new car warranty - so shop around so you know what you really want on your truck.

Originally Posted by Lotz-A-Landies

New Defender accessories, hmmm. Yes I know what I would option it up with.

• Salisbury rear end.
• 24 spline Rover front diffs.
• Vents under the windscreen.
• Doors and body panels that seal from daylight, even better if they would exclude water and dust.

Or is that too much to ask?

LOL an isuzu 3.9 and a LT95 ???

Originally Posted by black betty

Anything that is fitted by the dealer when you buy the car new is covered under your insurance.

If anything happens a few years down the track, all the accessories you fitted after you bought it will not be covered for replacement.

Also anything that is fitted by the dealer that is a genuine landrover product as long as it is done in the fist can't remember if its 6months or 600k's means all the accessories are also covered by your 3 year warranty...I.e your accessories have the 3year warranty rather than the 12month factory warranty

Originally Posted by dullbird

Also anything that is fitted by the dealer that is a genuine landrover product as long as it is done in the fist can't remember if its 6months or 600k's means all the accessories are also covered by your 3 year warranty...I.e your accessories have the 3year warranty rather than the 12month factory warranty

Is that so? I didn't realise that.

Originally Posted by Scallops

Is that so? I didn't realise that.

says it in the little booklet you get with the car apparently Ian was telling me the other night....his very words were "I wonder how many people realise this"

you telling me you haven't read every book three times over