Thread: Insurance price

Hi AnD3rew,

My comp. ins. cover is with TCIS with agreed value plus about 10k worth of accessories.

My Comp Insurance is with NRMA on a 2010 D4 HSE. For the last 2 years had Windscreen Option and an agreed value of $98200. Premium was only around $640 per year. This year, Agreed value at $82400 and premium only dropped to $637, again with windscreen option

Made a no fault claim for a minor bingle in the rear recently, fixed quickly without drama.

discomaniac

The bandits at SGIO just suggested I will be paying $2304.97 next year for my MY08 D3 basis $51k agreed value. Car lives in metro WA suburb variously known for having its nice cars stolen for use as shopping centre door opening devices in outlying suburbs (same could be said for neighboring 6 suburbs).

Me and wifey are 60% permanent no claim bonus drivers.

Thanks for the information here as will be shopping this one around.

Car is in a company name - can others comment on if having in company name or private name should / will make a big difference? Assume if drivers nominated both have 60% no claim bonus it should not make any difference?

I just paid my insurance with Allianz. 2010 D4 HSE in company name and paid about $1300 about 200 more than last year - will look around again on next renewal. I moved from AAMI a year ago as they jacked up my insurance to more than $1900. Haven't had an accident in 30 years.

I think they like to make it cheap for you to get you on board then stick it to you over the next few years.

I would think that you should pay less than me!

Don't forget to get quotes with a higher excess. I raised my excess to $1,500 and it brought the annual down.

I haven't made an at fault claim (touch wood) in the 14 years of driving so far, so thought it was a better option.

Suncorp is a little pricey compared to some others but they hardly ask questions and get things fixed/replaced from my experiences.

MY11 2.7 SE, insurance renewal pre Xmas cost about a grand with RAC with full no claims etc and agreed value at $70k

A word of warning on windscreen cover. Check the PDS on whether they use OEM or not. As I have just found out RAC will only fund an aftermarket screen costing about 400 bucks as opposed to an OEM one costing over a grand. Seems there are significant quality differences and is a reasonable out of pocket cost to fund the difference unless you make a full insurance claim.

Worth shopping around in general, was getting quotes of between $500 and over $2,000 online which seemed a ridiculous spread. Went with RAC as it seemed reasonable compared to others but the windscreen issue has now put me off them,

Cheers
Darren

I'm with RACV insurance and have the optional "glass" cover, I've had one screen replaced - OEM - and it was done at Lance Dixon LR in Doncaster... no problems.
cheers

Full cover..
Full NCB
New for Old for 5 years.
$1100.00