Thread: My Landy drowned ..

Re question on diffs, I don't think it has been answered (sorry if it has and I missed it). The D3 has built in breathers which i think terminate near the top of the radiator at the front and near the fuel filler at the back. Unless you drowned over that level you should be right.

On the Insurance front, if you can't tell what's covered or not from the PDS then call the company and ask.

Also on the agreed V's Market value, some companies (GIO, Suncorp, maybe others) offer a policy where if you buy the car new, and keep the policy with them, then you get a new car if yours is written off during the life of the car. So if I kept my D4 for 10 years with the same policy, then it was written off, I get a new D5, or maybe even a D6 by then.

My policy will get me a new car if it's written off within the first 2 years - that's a pretty common feature with most companies.

(Disclaimer - You should always read the PDS to determine if this product is right for you.....yes, I work for an insurance company....)

The last thing you should look at when buying insurance is price - unfortunately for most people it's the first and only thing they look at.