Thread: Insurance Recommendations

I tell ya bloody street address makes a big difference did a quote online and accidentally entered my street number the wrong way round and it was $250 difference rang and asked why and they were like could be closer to water or flooding or anything. Bloody hell live in a mining town 250kms from the water haha. But I'm with NRMA now they are cheap also Suncorp is good.

Originally Posted by Bytemrk

Where the vehicle is garaged makes a big difference too..

It does.
My Boys XR6 is insured under me but him as the designated driver.He just changed his home to Murdoch Uni student village from home here.His honesty cost him $100.
Andrew

AAMI was my insurer for all my assets for 20 yrs. They went from $1100 to $1700 on the D4 over the course of 2 years having never made a claim. They did the same with my home insurance. I went with Allianz for the D4, the premium came down to under $1000.

Originally Posted by captcam68

Thanx Scarry and Kero!

Will look at both these, like the idea of the 4 year new for old for 4 years, a mate just insured a 170K Merc for the same price as their now quoting me so somethings wrong for sure.

We have QBE, $600 excess, unlimited windscreens and glass with no excess or loss of rating, all the options on the car are noted and the premium is $56.00 per month, I'm happy with that.

Thanks all!
Yep hear what your saying but in my case no change of anything incl address and the one listed is as low risk as they come so case of broker hoping I wouldn't notice?!/!?

Originally Posted by scarry

After over 30 years with Suncorp,i couldn't cop the massive increase this year.
Ended up going with AAMI,less than half the price and another $100 off as we did it on line.
Make sure you get windscreen cover as the windscreens with rain sensors are very expensive.AAMI included windscreen cover.

Considering AAMI is owned by Suncorp, I can only think they're trying to shift all the insurance business over to them. Some sort of corporate tax scheme, or something.

I just got cover for my new RRs HSE SDV8 Dynamic and after trying to get Sun corp to roll the current policy over they said that they won't cover the new car as it is not parked undercover. I explained it is parked behind a 6 foot fence with an electric gate but not undercover. They said they will only cover it until the current policy on my TDV8 runs out in a month and they I would need to be assessed by their risk department.
Went on line and got covered by budget direct with the extra's I wanted for under $1k

Insurance companies seem to feel they have the right to increase charges yearly, some seem to think that as a vehicle gets older the cover cost should also increase, this irritates me to no end, prior to retirement I did not have the patience to trawl though the net and or phone companies for comparisons. Loyalty, sure all that matters to insurance companies is the commissions and the extra earn they are able to generate. While trawling last month to re insure the Defender 2008 I encountered a couple of companies that said they would offer a discount if conducted online, the online comment was “we will call you shortly”, this did happen and the comment was, “you contacted us last year for a quote, why would you want to do the same again, the costs have now risen again?”. I might add I did tell them I have 44,000k on the clock and never in over 40 years had a claim. This led to a call to Budget Insurance with a $1000 excess, the quote was $357! NEARLY $500 less that Alliance and the major insurance companies. I checked the underwriters etc and have no issues with their cover for me. This email is in no way bias towards them only to let people know the scoundrels most of them are, they just don’t care about their customers, how easy is it to keep a customer you have rather than spend many thousands more to “round up new customers?” Common sense to me!