As I see it, the most confusion in this area comes from the talk of tow ball weights.
You cannot (legally) exceed any of; GVM, GCM (GTW), towball/bar capacity, or permitted axle weights as per the placard on the vehicle (unless there is a mod plate fitted.)
10% TBW is a furphy. It was put out as an easy to remember formula, but is not in any legal document I have ever seen. If you add 350kg to the towbar, it adds 350kg to the GVM. This is partially transferred to the front axle of the tow vehicle (particularly in the case of air suspension.)
The only way to be certain what you have in the way of weights is to load everything up as if you are going on a trip - including the amount of water you would normally carry in tanks, extra fuel cans, full fridges, etc. Then go to a weighbridge. Make sure the weighbridge has a flat access/exit apron.
Weigh the front axle of the tow vehicle, write this down. Drive the tow vehicle onto the weighbridge, so the caravan jockey wheel is just short of the weighing plate. Write the weight down. Unhook the 'van. Write the weight down. Hook the 'van back up, and drive completely onto the 'bridge. Write the weight down. As you drive off the bridge, you can unhook again, and weigh just the 'van. Write the weight down. Split weigh the 'van axles as you are leaving the weighbridge. Write the weights down.
Now, sit down with your beverage of choice, and by using the weights you have written down, you can work out what weights you have where, including the weight distribution of the van axles (more important in my view, than towball weight).
A Transport Department or Police Officer (or insurance adjuster) is not going to be interested in percentages, or weight transfer to/from axles - he or she is only going to look for weights exceeding either the law (in that particular State) or the makers placard (on car and 'van), axle/tyre weight limits, and towbar capacity.
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1999 Disco TD5 ("Bluey")
1996 Disco 300 TDi ("Slo-Mo")
1995 P38A 4.6 HSE ("The Limo")
1966 No 5 Trailer (ARN 173 075) soon to be camper
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