Thread: Insurance with mods

I was thinking about asking the same question the other day, you saved me the trouble. :!:

was goint to look into both of these.
:? :?
http://www.4wdlinks.com.au/browse.php?cat=91

Hi Ty
You need to find a better insurance co.My sister and her husband are in the insurance industry and told me the only insurance co to deal with for modified vehicles/old vehicles is Shannons.I spoke to a Shannons rep at a car show,told him everything I have done/will be doing to the toy,expecting him to laugh.He was very posative,he said,you have spent all your time and money building it,people like yourself generally look after thier pride and joy and take care when driving it,so the insurance risk isnt what general insurance companys lead you to belive.
Good Luck
Andrew

Originally posted by Ty
G'day,

Just making sure i'm not in the minority - Has anyone else had difficulty with their insurance company reference a 2" lift? I called them to make sure it wouldn't effect my insurance and they said i can only lift up to 1" before i incur a special excess.

I use AAMI here in NSW, not sure if they are in NT, but I have my 2" spring lift noted as an accessory / upgrade with no issues.

I also have ARB front and rear bars noted for no extra charges - just included in the total agreed valuation.

LRH.

Funny things........insurance companies.

Once a company told me that by having an alarm already installed in the mazda, it is more likely to be stolen in their view and consequently the premium would be unreasonably higher...$850/ann. Couldn't see the point in arguring with them, pretty clear they didn't really want to insure it.

Heard good things about Shannons, don't know about cost comparison, though the fact they are interested in insuring modified vehicles is a starting point.

with racq in QLD & we have a 2" suspension lift, 2" tray lift, 8" wide rims with 32x11.5 x r15 goodyear mtr's,arb bullbar,haymen & reese tow bar, gu bonnet scoop, vinyl canopy, uhf , cd player, air compressor, rear diff lock & centre seat removed with a console installed & we pay less now than the 1st day we insured it

Yes but we are also looking a insurance company for off road use as well. most will do accessories. :?

Do we have a web site for Shannons. :?:

Hi Hook
Google wopuld be the quickest way to find out.The rep told me I would be covered offroad and beyond the high tide mark on beaches,offroad racing however was a different story,not covered [img]style_emoticons/<#EMO_DIR#>/sad.gif[/img] [img]style_emoticons/<#EMO_DIR#>/sad.gif[/img]
Andrew

If you can, use the 4WD Victoria insurance (see website). Bushtrack is also pretty good, as are DGA Brokers. All of the above will handle the mods you state, and 25 is watershed age.