The offset chosen by the manufacturer is to align the centre of the wheel with the centre of the bearing. This is to eliminate torque on the bearing during normal (straight line) driving. In reality the forces of cornering and offroading are huge, so small amounts are not usually an issue. Many people change offset with no worries. huge offset and large kms may wear bearings faster, thats all. or break something.....
Anyone with pracitcal examples may be able to give you a specific answer.


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