Must be a QLD thing
When I spoke to my insurer (AAMI) they said it was things that altered factory components such as ECUs, diffs, etc that would impact the way the car drives.
For example, my UHF, stereo, bar, winch, spotties, dual batts, etc are all classed as 'accessories', but my suspension lift is classed as a modification, and as such alters my premium.


 Originally Posted by Disco Muppet
 Originally Posted by Disco Muppet
					

 
				
				
				
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