Hi,
I'm insured with Youi and have not had a claim yet. However when I changed over they were considerably cheaper. Last year I rang up as I thought they had bumped the price up a bit and talked to a helpful guy. To make the policy cheaper he changed the policy to nominate a value for the extras and market value for the vehicle. This lowered the premium but still pays out the extras at an agreed value in a total loss. I shop around each year and they still beat all the others. Cheers Rob


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