Brad, You omitted "decent Drains that work & can cope."[bighmmm]
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We have deluge systems on some jobs,all fun and games.[biggrin]
Insurance companies are not stupid,if there is any huge risk,they wont be interested in covering them,it is as simple as that.
Buildings will have to be modified,or they will walk away.
Or premiums will be rediculously huge.
We have the same issues with buildings full of cold room panelling,even though its XFLAM,which has fire retardant.
I know of one that is licensed for growing Cannabis.Fully accredited through the Office of Drug Control.
Only one insurance company in Aus, will cover the property and the business due to the risk,and the premium increased from last year to this year by almost 50%.The dollar figure for cover is up close to $200K,the property is 1400M square,so not huge by any means.
The property does not have a sprinkler system,if it did,the premium would be less,and more insurance companies would be interested.
That is just an example of how insurance companies operate,its all about risk,and they are not worried about walking away from risks.
You all know the truth and the current pain - Happily a solution
Attachment 177520 Unless your in a EV
Sorry Brad Its not funny in some ways mate[bigwhistle]
I saw that - I'd presumed that was always available in Australia, it's been available in Japan for at least 10 years, and I remember my wife telling me about it ages before that. I thought that it sounded a bit wacky then realised later that it made sense.
In Japan Toyota will sell you a house (yes, there are Toyota prefab houses), a carport with a roof made out of solar panels and the car to put in the garage. In Japan the newer houses are always able to run from solar when the grid is off and have quite large battery storage built in - in the display homes I used to see, they were in expandable cabinets near the kitchen.
NB, it turned out after the tsunami that electric cars were more resilient than ICE - because there were fuel shortages that affected ICE but people with electric cars were able to charge the cars from their solar and still get around.