4WD INSURANCE WHICH ONE?

**bigcarle** · 27th October 2011, 08:47 AM

i recently had a dose of SOL and did a round of the 3 classic car insurers to see if shannons could be bettered. my "fleet" consists of 2 1971/2 Morris vehicles (both on histroic rego) and the '94/5 Disco 300 TDi.
shannons was still cheaper by approx $100 than the other 2 (Lumly and Ryno) and would insure ALL my fleet no worries at all. the other 2 hummed and harred at some aspects of the vehicles. in one case they would not insure someand they were still dearer than shannons for less cars.

**CJT** · 28th October 2011, 11:54 AM

Originally Posted by twr7cx

I just tried Alianz for a quote for my D2 and they won't insure it due to the 2" suspension lift being a modification. Apparently they won't insure modified vehicles.

I would be checking that, my insurance was with Allianz through NAB.

I was insured with the following extra / modifications;

UHF and aerial
ARB Deluxe Winch Bar
Safari Snorkel
65mm Dobinson / Bilstein Suspension Lift
Extended Brake Lines
Extended ABS Lines
To be installed modified watts linkage
Cargo Barrier / Centre Divide / Top Shelf
Rear Drawers
Spot Lights
50l fridge and fridge slide

The only reason I am currently looking for new insurance is that Allianze will only cover a vehicle with a maximum of 75mm lift.

I now have a 32mm body lift and a 65mm suspension lift. Prior to the body lift they had no issues insuring my vehicle.

Even though it is all legal and road worthy I guess they have their policies.

**twr7cx** · 28th October 2011, 12:54 PM

I know Allianz used to ensure vehicles with some modifications, as I had a previous Falcon insured with them, but it seems they've got stricted as soon as you click 'Yes' on the Online Quote to the question 'Is the vehicle modified?' it gives the result at the end that they won't insure you.

**101RRS** · 30th October 2011, 08:59 PM

An acquaintance had his Defender insured with Alliance and modified the rear windows to lift up - when he advised Alliance they cancelled his insurance on the spot.

Tombie · 30th October 2011, 10:35 PM

Originally Posted by CJT

I would be checking that, my insurance was with Allianz through NAB.

I was insured with the following extra / modifications;

UHF and aerial
ARB Deluxe Winch Bar
Safari Snorkel
65mm Dobinson / Bilstein Suspension Lift
Extended Brake Lines
Extended ABS Lines
To be installed modified watts linkage
Cargo Barrier / Centre Divide / Top Shelf
Rear Drawers
Spot Lights
50l fridge and fridge slide

The only reason I am currently looking for new insurance is that Allianze will only cover a vehicle with a maximum of 75mm lift.

I now have a 32mm body lift and a 65mm suspension lift. Prior to the body lift they had no issues insuring my vehicle.

Even though it is all legal and road worthy I guess they have their policies.

And exactly how did you get an SRS equipped body lift passed?

Even if an engineer says yes, it's still a big no in Australia.

"Where the Desert meets the Sea"

**CJT** · 31st October 2011, 08:34 PM

Originally Posted by Tombie

And exactly how did you get an SRS equipped body lift passed?

Even if an engineer says yes, it's still a big no in Australia.

"Where the Desert meets the Sea"

Tombie,

I will be having the final inspection over the pits by Queensland Transport in the next couple of months.

In theory it is possible to do.

You need to apply in writing to Qld Transport with a modification application form detailing the process and giving all vehicle details.

They send you back a letter for "Approval in Principle" pending a final inspection.

At the end of the day, it is still a seperate chassis vehicle, all sensors are contained within the body, bullbar etc still mount to the chassis. Stability control uses sensors to gauge tilt and so on and will still operate accordingly.

From what I have researched on RAVE regarding the operation of the sensors I can not see how they would negatively be affected by the body lift.

As I mentioned above though, at this stage the inspector could still knock the body lift back.

You can check out my build thread for any further information and also a copy of the approval letter outlining the conditions for the lift.

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