I have had two bad experiences and have drastically curtailled riding bikes. Dirt riding is still fun of course. No cars and trucks!
I was hit in broad daylight (0830) in 2012 and got bounced to the ground at a roundabout at slow speed. Luckily there was a 15second gap before the next car and I got off the road in time. 
I was wearing a fluro orange hi vis nylon vest. 
I was wearing a Big W helmet and it got a 4inch split. The noise in my ear as I hit the bitumen was really surprising. Never had that before.
I bled a little near my funny bone and elsewhere but my bike was hurt the most. 
As I had approached the roundabout a little BMW overtook from behind then turned left across my right side and my front. All done at about 20-30kmph. She was a cute 20-24 yo and could've been on the phone I don't know. She pulled up and was shaking and crying saying she didn't see me and that she hadn't had her coffee yet and she was late for work etc. I got her phone number and could've chased her for a front rim but I couldn't be bothered. I left her, still having a little bawl on the phone to her girlfriend or some other unfortunate. I wonder if she updated her facebook status.
Another time, on my motorbike, an older 70+ lady came the wrong way on a roundabout from my left ( I was scanning the right to giveway if needed as you do, and when I saw her I dived left and put it down on the grass verge, no ill effects. She didn't stop. Too much meds or not enough. Carefactor zero.
Bikes and motorbikes suit country towns, quiet roads etc.. but with our current unprecedented demographic bubble of senior cits, and druggys, and mobile users, taking a ride can simply be death on a stick in urban areas. As I see it, the risk is too much. You can wake up in the spinal ward after a MVA and start filling the solicitor's paperwork but you have lost the argument. The car driver is at home carrying on their life. You have a big 'L' on your forehead.
Its not 'fair', its not 'Australian way', or not a legal problem, its first and foremost physics. You just don't take a knife to a gun fight. Thats how I feel.
 
			
		
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