Thread: County vs. GQ Patrol

Sorry to hear of your beach misfortune, Mitch. I feel your pain. my Defender got written off after I hit a rock on the beach (see my gallery). At least you have the comfortof knowing it was not your fault, I felt like a total #$%^.

Mine was eventually rebuilt and lives again but my chassis damage was only "minor" and they pulled it out.

Good to see the county showed that pootrol whos boss

Never mind tho it can be repaired no mater how bad its been hit if you were down this way i could do the repair easyly as for parts there are plenty about at the right price ...

Dont let the insurance company take it buy it back or just do a cash settlement with your mate and dont tell the insurance company then do the repairs its not hard to rebuild a landy its just a life size mechano set

a couple people have been telling me that sometimes insurance companies don't let you keep the wreck. what kind of circumstances does this happen?

not getting insurance involved would mean no money at all. my friend only just recently bought that patrol and had the head rebuilt. hes in debt and i couldn't ask him for money. i will probably even have to pay most of his excess.

for a massive car with less than exciting breaks this is the second person to run into me. this is what a hyundia did to itself on my rear cross member.



needless to say, the getz came off second best. it did manage to slightly bend my numberplate though

reinforces your "in a landrover the other car is your crumple zone" Dave

Originally Posted by mitch

a couple people have been telling me that sometimes insurance companies don't let you keep the wreck. what kind of circumstances does this happen?

not getting insurance involved would mean no money at all. my friend only just recently bought that patrol and had the head rebuilt. hes in debt and i couldn't ask him for money. i will probably even have to pay most of his excess.

for a massive car with less than exciting breaks this is the second person to run into me. this is what a hyundia did to itself on my rear cross member.



needless to say, the getz came off second best. it did manage to slightly bend my numberplate though

reinforces your "in a landrover the other car is your crumple zone" Dave

AFAIK, his insurance will pay you market value for the car - probably the lower estimate from redbook - unless you have a valuation/receipts/photos which can allow you to argue the price up.

The wreck then becomes THEIR PROPERTY! Some insurance companies will let you buy the wreck back directly, but otherwise you will have to go to a damaged vehicle auction (probably in brisbane) and buy it back there.

IME that damage would mean a definite writeoff. Most insurance companies have a rule that repairs worth 1/3 the vehicle value mean an (economic) writeoff. If they value your car at 3k - that means 1k (which will barely pay the paint job from a panel shop).

Sorry to hear... If you can weld and rivet it is a fairly easy repair. He may be a mate, but it shouldn't be up to you to pay for his stupidity/inattention.

As others have said - maybe he should part it out, pay for your repair, then buy what he can with whatever is left.

EDIT - Btw - does this mean you are our of the field test???

EDIT2 - looks like a 84/85 model (or early 86)? Redbook says $2k - 5.2k. So IME the insurance would probably pay you middle-bottom of that range.

it only has 210,000km (yes really )and is in sweet condition, so i guess ill just have to make them pay more. the prices listed on redbook are "Prices based on km 345,000 - 575,000".

i will be out of the field test unfortunately i dont have any time frame yet on getting her back on the road.

When my Subaru 1800 was written off - I only had third party property - the other blokes insurance company kindly paid me the lowest possible money, and then took the scrap value of the Subaru off the total and told me I had to get rid of it.

Did I get done over or what?

Still, maybe the same thing will happen to you and you'll get to keep the County for almost nix.

I think it is easier for the insurance company to sell the car back to you than it is to send it to auction, particularly when they think it is an old bomb with only scrap value.

Cheers
Simon

I may be missing something here, but I thought that if it was the other party's fault then you could send their insurance company a letter of demand and they would just have to pay the value of the repairs. I didn't think they could write-off your vehicle. You have no agreement with the other insurance company regarding their value of cover for your (third party) vehicle - market or otherwise.

I had a series III that was badly messed up at the front when a guy did a U-turn in front of me. His insurance company paid $000's (I think it was about $6K from memory) to get it all fixed. No question of them writing it off, they just paid whatever since it was his fault. The value of the series III was only about $3K.

Originally Posted by solmanic

I may be missing something here, but I thought that if it was the other party's fault then you could send their insurance company a letter of demand and they would just have to pay the value of the repairs. I didn't think they could write-off your vehicle. You have no agreement with the other insurance company regarding their value of cover for your (third party) vehicle - market or otherwise.

I had a series III that was badly messed up at the front when a guy did a U-turn in front of me. His insurance company paid $000's (I think it was about $6K from memory) to get it all fixed. No question of them writing it off, they just paid whatever since it was his fault. The value of the series III was only about $3K.

if this is true, you sir have made my day/week/month/year