Byte,
Get your lovely wife to spend some time searching through this forum as there is a lot of even handed discussion about the reliability and serviceability of the D3 & D4.
The reliability issues are generally tossed around by those who have not driven them or has a mates friends sister-in-laws cousin who owned one that had a few problems.
Sure there are issues and the odd one is a lemon that causes the owner some real issues but every model has that. The much loved and "bullet proof" Nissan Patrol 3.0lt turbo diesel has a well know issue with the engine blowing up and being unrepairable. The most recent Land Cruiser's have had major issues with excess oil use and even the good old Camry had a global recall.
I have had my D3 for over 3 yr now, done 60,000 km mostly city driving but been up to the Vic High Country, numerous day trips around Lithgow, Newnes up to Stockton blah blah and never had even a hint of a problem.
I get mine serviced by an independent mechanic and the cost of service is literally half that of a dealer and i think i get a better job.
Many on this site have vehicles with over 150,000 km and if well services and with the high Km vehicle the transmission fluids changed, most seem to report pretty reliable service from their vehicles.
Granted that parts are not cheap and you need to be aware of that but most can now be sourced over the net and delivered to you in a few days at big savings.
The BT50 & STX 550 are so different from a D3 or D4 that they are not in the same game. Probably great vehicles in their own right but honestly drive one then the other and there will be no comparison.
If you can get your hands on a sub 3 yr old vehicle and secure the extended warranty you will have a vehicle with a factory warranty.
Anyway your call but I get a little bit annoyed with people trotting out the unreliable tag for these when that is really not the case now days.
Good luck with your decision making either way.
George


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