Further to my post above, I had a situation a few years back where a driver cut in front of me from the right hand lane and jammed on the brakes before making a left hand turn. I must have missed them by a poofteenth of an inch, the ABS saved me for sure. No indication, they either didn't see me (in a Defender

) or were just 
that stupid and ignorant they didn't have any sense of just how close they came to being roadkill.
What would be people's assessment of that scenario? I know if I had cleaned them up I would NOT have accepted responsibility and called the cops if necessary to get it on paper that I took appropriate evasive action to avoid a collision with someone who was just not driving properly. Just because you hit someone from behind does not make you at fault if the other party deliberately, or carelessly put their vehicle in front of yours without warning.
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