Insured mine today andjust over 900 bucks
Alliance
2000 TD5
market value around 18k
Was told a while back as long as I'm on a designated road/track, I'm covered
I knew it would be expensive but I did'nt think it would be that much![]()
I am about to renew my insurance with TCIS brokers and Allianz. Similar to others here, the premium for 2009/10 (Nov) was $1400 for $25k, with one windscreen per year. I was prepared to bear some extra cost for the benefit of the off road clause which specifically states it covers any legal off roading activity anywhere in Australia, including below high water mark. When I have contacted other insurance companies the person on the end of the phone says they cover 4wding activities but are vague about what's not covered and their PDS's seem inconclusive.
Does anyone have any experience with either TCIS/Allianz or other insurers which indicates that the clause is worth the extra premium?
Mal
Insured mine today andjust over 900 bucks
Alliance
2000 TD5
market value around 18k
Was told a while back as long as I'm on a designated road/track, I'm covered
I knew it would be expensive but I did'nt think it would be that much![]()
Hey guys just got off the phone to RACV I have my 2 cars and home with them, I asked about what is covered and to add new bullbar to car.
Was told.
Dont need to tell them what Mod's are on the car "Any of them" They price it up at the time of claim.
Vehicle is covered eveywhere that the vehicle is capable of going.......i.e if its an off road car road, track or dirt hill your are covered, if you have snok your covered in water.......
I dont know if I like the idear of thinking your covered for everything then claim is knocked back because of a home made bar is not vic roads legal
Wow... I'm not sure why your insurance quotes are so expensive. I've got mine with AAMI (99 V8) for about 750 a year. Full comprehensive, covered for anywhere I take it.
Mind you, I don't have any finance on the car, no under 25's can drive it, it's for private use, and have my other car and home insured with them too, so I imagine that it would make a slight difference.
Might pay to shop around a bit more fellas!
Cheers, Dale
PIC - It comes with the Territory
'The D3' - 2006 TDV6 HSE
2008 Kimberley Kamper Sports RV
Previously Enjoyed:
2002 Adventure Offroad Campers 'Cape York'
2000 D2 Td5 - plus!
1997 Defender 110 Wagon - fully carpeted
It pays to shop around with this sought of stuff.. I ended up with One Path (owned by ANZ I think) & pay $450 a year for comprehensive, agreed value was $10,500 for a right off, $300 excess but no windscreen cover![]()
Yeah I have used RACV for the last 10 years and have 2 cars and house and road side and thats what i get.
Call GIO D2 $120.90 for $14000 fixed $ 16 more then RACV (note use for work and claim GST)
Windscreen and hire car (dont get that with RACV)
Wifes Sportage $11.80 cheaper House $22 cheaper total saving $18 for all 3 if changed
Both Drivers over 25 with 'No' answer to all claims, fine
Gio do like to have all mod listed with cost of item
I am with Shannons (car was a personal import) $550 with max no-claims bonus and both drivers over 50 (blimy showing my age now)
What I can't understand is why insurance is so expensive. You pay the major part (third party) with the Rego. So it's $300+ for CTP and around $500 for fully comprehensive. That $800+ per annum even with full no claims and mature drivers, and no multiple vehicle discounts.
Ivan
I guess it varies from state to state as to what the rego actually covers. In Victoria, the rego covers you for damage you might cause to an individual, in terms of rehabilitation e.t.c. It in no way covers you for damage to your own vehicle or another.
Insurance is completely seperate altogether!
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