Thread: Its a sad day.

Originally Posted by procrastination inc

2nd year apprentice wages...

Jay sus!.. I struggled to rent a house and run a motorcycle on 2nd year apprentice wages...

bitten off more than you can chew? better to spit than choke

I was working 65hr weeks though. and in my last job I needed a car that could tow.

My 2cents worth, not knowing a hell of a lot about your situation. Unless you can sell the Discovery privately, keep it. There is a lot of Discovery's on the market now, so getting good money for it will be hard. I just traded my 97 ES and only got $5000 for it. Discovery's are worth peanuts at the moment.
Get all your bills and total them up weekly, factor everything include rent, electriity water ect. Then work out if you have enough money to pay them. If not, see what can be reduced, like getting dial up instead of broadband, things like that. Ring your creditors and explain the situation you'd be surprised just how willing they are to help they may defer payments, or reduce them or even offer a payment plan. Then pay your bills every week not fortnightly or monthly. There are more weeks in a year than months so you eventually put your self in front and smaller weekly regular payments are easier to manage than monthly larger ones. Only sell the car if really really have to. Buying and selling goods never puts you in front. Try to keep it at all costs. It may well be hard but you can come out of it. Best of luck Ive been there it hurts but with help I came out of it, you can too.