Thread: Are you sure that your covered (Insurance).

Originally Posted by SuperMono

Interesting, I have several vehicles with Allianz & have rung a couple of times to clarify coverage. Generally I have been happy with the verbal responses for subjects like 'off road', 'private property' & 'accessory or modification'.
Wonder how well the 'your call may be recorded' works

Golden rule I guess if isn't black & white in writing it might not be covered.

Yes mate it's as good as as a verbal contract form.

Originally Posted by TeamFA

I've just submitted an application to TCIS. They state anywhere in Australia, doesn't have to be on a gazetted road. They also request an accessory list, and say that as long as you've told them, they're all covered.

Their quote also came in substantially cheaper than others that I found, accessories included, and for an agreed amount much closer to reality than other companies were willing to agree to.

Watch out for the catch...

If ANY modification renders the vehicle "un-roadworthy" they can, and have voided a claim.

So if you tell them you have a 4" lift, they'll put it on the policy.
But if you bend the vehicle, and the 4" lift isnt engineered and approved, you wont get a Brass Razoo...

I am friends with someone who has suffered this fate.