In relation to Insurance companies - you are spot on . They will look for an out where they can.
In relation to tyres, sort of right, what im saying is that there are SOME tyre stores out there that will sell you anything you want....Reputable tyre stores that are company owned, will (and ill go out on a limb) only sell you that which is legal, as it is the company policy( the big three - Bob Jane, Brigestone and any of the SPT tyre stores - Dunlop - Goodyear - Beaurepaires). So in relation to "Mud terrain tyres" it doesnt really matter whether they are mud or road or LT or anything it is the tyre placard that is the determining factor.
I recall working for a tyre company that sold retreads - the company policy was - only to be sold with tubes.... but i know for a fact that they were rarely sold with tubes. We also had a little orange warning sticker that we were supposed to stick on the inside of the windscreen .. along the lines of this veihicle is fitted with thyres rated at ##KMH etc etc - it was a disclaimer and was in accordance with the Tyre and Rim association and im pretty sure with the AS9002 standards or somesuch.
Its a funny game to be in tyres, it gets into yer blood. _ most blokes in the game stay round it for life.
But yes I am sure that there are tyre stores out there that are responsible for fitting tyres that dont comply, same as there are mechanics that will charge labour rates that arent in line with the MTA times guide.
I remember this - When i was young a cool thing to do was to put "fats" on the back of cars and "cheese cutters" on the front, so you would see HQ Hz prems with 10 to 12 inch rear tyres (265/50/R15 etc) and realy narrow front tyres. The popular choice was Bridgestone Eagers or BFG Radial TA.... and for the front cheese cutter 165/15 Michelins, that were a bias (or Rag) ply. this fitting certainly did not comply and I have seen heaps of blokes given a canary (in victoria a defect label) for that fitting.
When i see blokes driving round on hUUUGE muddies i think to myself geez i hope they comply. As i would stand to be corrected (that is im not sure as i would never have sold them) but im pretty sure that some of these tyres arent even steel belted.... so they cannot comply..
Having said that early vehicles are different......(Pre ADR / Tyre placard) thats why you can fit basically anything on a Series landrover - what you have to cosider then is each states legislation - thats the thing you posted.
hope this helps - it looks a bit confusing to me even
mick


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