In lower gears you rarely pull maximum engine torque for long as the vehicle will accellerate. You can see this in your EGTs when offroad - they stay pretty low. By comparison you can be near maximum toque for hours on end in a high gear on the highway.
In a 1:1 gear in a normal automotive gearbox there is little radial load on bearings as there is no load transmitted through layshafts etc. By comparison, in an overdrive gear you're definitely able to put full torque through the 5th gear and shafts etc and they often arent built to withstand it.
Thats my take on it anyway 
Steve
				
			 
			
		 
			
				
			
			
				1985 County - Isuzu 4bd1 with HX30W turbo, LT95, 255/85-16 KM2's
1988 120 with rust and potential
1999 300tdi 130 single cab - "stock as bro"
2003 D2a Td5 - the boss's daily drive
			
			
		 
	
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